Farah Manjiyani, Associate, Financial Health Network
Brett King, Bestselling Author, Founder and Executive Chairman, Moven
Atticus LeBlanc, Founder and Chief Executive Officer, PadSplit
Jennifer Tescher, President and Chief Executive Officer, Financial Health Network
Sallie Krawcheck, Chief Executive Officer and Co-founder, Ellevest
Bulbul Gupta, President and Chief Executive Officer, Pacific Community Ventures
Dagmar van der Plas, Sustainability Manager – Financial Health Lead and Lead of the Think Forward Initiative, ING
Ahmed Dermish, Lead Specialist, Policy and Government Advocacy, UNCDF
Karen Biddle Andres, Director, Policy and Market Solutions, The Aspen Institute Financial Security Program
Matthew Blakstad, Director, Nest Insight (UK)
Margaret M. Keane, Chief Executive Officer, Synchrony
Tuesday, May 05
Wednesday, May 06
Thursday, May 07

Tuesday, May 05

8:00 AM - 12:00 PM

Pre-Conference Session

FinX: An Experiential Workshop

Price: $299
FinX is an experiential learning activity that provides participants with a deeper understanding of consumers’ complex financial lives. This unique half-day experience goes beyond classroom learning, taking participants through the Atlanta community to make the financial decisions that struggling consumers face daily. 

10:00 AM - 12:00 PM

Pre-Conference Session

Just in from Washington: Financial Health Policy Update

Price: $99
How are policymakers responding to the latest innovations in financial health? Join us for a conversation about recent policy developments in data, payments, and banking that could impact your own business’ plans. 
This session will include:

  • Data Panel: The emergence of big data creates opportunities to improve financial health through enhanced consumer access and protections, while also raising risks such as security and privacy breaches. Explore whether the benefits of new data outweigh the risks and how policymakers can incent market actors to ensure that data is used for good.
  • Payments Panel: As the economy has transitioned from cash to cards to mobile payments, the policy landscape has struggled to keep up. Learn how policymakers are grappling with the challenge of creating a modern payments system that ensures all consumers are well-served.
  • Banking Panel: While the U.S. has historically sought to separate banking and commerce, the rise of technology is blurring that line. As big tech’s interest in financial services grows, this panel will discuss the role of policy in ensuring a future where financial services promote financial health and economic stability.

10:30 AM - 1:30 PM

Member Exclusive

Nonprofit-Fintech Exchange Interest Group Session

The Nonprofit-Fintech Exchange is a marketplace for interested nonprofit and fintech providers to explore collaboration and swap insights on building high-impact partnerships. At this meeting, attendees will:

  • Meet potential fintech and nonprofit partners
  • Hear real-life case studies from Exchange members’ pilot collaborations
  • Work with peers to troubleshoot challenges in developing partnerships of their own

The Exchange is generously sponsored by the Financial Solutions Lab – a joint initiative between the Financial Health Network and JPMorgan Chase.

12:00 PM - 1:30 PM

LunchPre-Conference Session

Innovation Starts with the Customer: Hear Directly from Non-Prime Consumers

Price: $129

Hear directly from a panel of credit-challenged Americans on the economic realities that come with a low credit score. This panel will explore income volatility and provide real-world examples for the causes of poor credit. Bring any questions you may have for individuals working to rebuild their credit.


Presented by:

2:00 PM - 2:20 PM

2:20 PM - 2:50 PM


The Rise of Techno-socialism

Revolutionary new technologies are transforming virtually every aspect of our lives, including financial health. Join Brett as he discusses:

  • How technology is changing consumer behaviors and shaping the future of financial services
  • The latest trends that are redefining financial services and impacting financial health
  • The role of technology in the journey to financial health

2:50 PM - 3:00 PM

Big Idea

Big Idea

3:00 PM - 3:30 PM


Networking Break

3:35 PM - 3:45 PM

Big Idea

Big Idea

3:45 PM - 4:30 PM

4:30 PM - 5:00 PM


Keynote Address

5:00 PM - 6:30 PM

6:30 PM - 9:00 PM

Wednesday, May 06

7:30 AM - 8:30 AM

8:30 AM - 9:00 AM


Keynote Address

9:00 AM - 10:45 AM

10:45 AM - 11:15 AM

11:15 AM - 12:30 PM

Track 1

What’s a ‘Good’ Job?: Worker Financial Health in the New Economy

Are employers responsible for ensuring worker financial health? Calls are growing for better metrics to hold employers accountable for the financial stability of their workers. Hear from three organizations that are devising new ways of measuring job quality, while exploring how worker financial health is becoming part of what it means to provide “good” jobs in the 21st century.

Track 2

Fresh Takes: Putting Retronovation to Work

What’s old is new again as some of the most promising innovations in financial health are from fintechs putting a new spin on old practices. These “retronovations” offer apps to foster classic finhealth behaviors: tracking spending, paying debts, and building savings. Learn how these new digital tools are enabling consumers to use AI to budget better, cap revolving debt, and set aside income for recurring costs and emergency expenses.

Track 3

The Financial Ripple Effects of Climate Change

A warming planet, rising sea levels, and extreme weather events will define much of the coming decades. But beyond the environmental impacts, these changes will have a significant financial impact on millions of lower-income and economically vulnerable Americans. How can financial service providers and other stakeholders help consumers prepare for and recover from these challenges today and in the years to come?

12:30 PM - 1:00 PM

1:00 PM - 2:15 PM

2:15 PM - 2:30 PM

2:30 PM - 3:45 PM

Track 1

Health and Wealth in the Workplace

With healthcare costs skyrocketing for employers, many organizations recognize that prioritizing employee health can be a win-win for them and their workers. That focus on health goes beyond the physical, as employers are increasingly seeing the connections between physical, mental, and financial well-being. Join us for a discussion on how changing demographics, a changing policy environment, and rising costs are shaping employer initiatives to support their workers.
Track 2

Building Resilience: New Approaches to Emergency Savings

Emergency savings is essential for financial health, yet Americans are finding it increasingly hard to build a cushion to manage income volatility and financial shocks. With such  an overwhelming need for solutions, employers, policymakers, and other institutions are exploring new ways to help. Join us to hear how new players and strategies are emerging to tackle America’s major savings challenge.

Track 3

Sizing Up Financial Health: Global Measurement and Improvement

As global interest in financial health increases, so too have attempts to measure it. Join us for a lively discussion from innovative companies measuring and improving the financial well-being of customers, employees, and communities around the globe.

3:45 PM - 4:15 PM

4:15 PM - 5:30 PM

Track 1

Retirement Revolution: Why America’s Original Financial Health Benefit Is New Again

The 401(k) is arguably America’s most successful workplace financial health benefit in terms of usage and impact for those who do participate. Yet millions of American workers still face an uncertain future in retirement, and three in 10 workers don’t have access to any workplace retirement savings benefit. But workplace retirement savings is evolving fast. From innovation in the United Kingdom, to high-quality state-facilitated retirement accounts and new options for small businesses and independent workers provided by technology innovators, retirement savings at work may soon be the hottest new benefit around – again.

Track 2

Opportunities and Risks in Alternative Credit Data

Lenders are developing new ways to use non-traditional data to expand credit access, and regulators are recognizing the potential of this approach. But how is alternative credit data creating new opportunities for consumers, and where does it pose new risks? This session will explore the state of alternative credit data and how it can improve and protect consumers’ financial health.

Track 3

Beyond Measurement: Proven Financial Health Solutions

Financial service providers have increasingly embraced financial health measurement as a way to better understand their customers’ financial needs. Many companies have taken this further, measuring the impact of new products or services on customers’ financial well-being. Hear from some of these companies as they share insights about what works – and what doesn’t – when it comes to moving the needle on financial health.

5:30 PM - 6:45 PM

6:45 PM - 10:00 PM

DinnerMember Exclusive

Member-Only Financial Health Network Dinner

Join fellow Members at our exclusive dinner at the World of Coca-Cola for great food, “effervescent”  conversation, and shared discoveries. 

  • Explore multiple exhibits while networking with over 300 members
  • Sample over 100 beverages from around the world
  • Make real connections with financial health champions in a relaxed environment 

Attendance at this dinner is reserved exclusively for Financial Health Network Members. RSVP when you register for EMERGE. Transportation will be provided.

Thursday, May 07

8:00 AM - 9:00 AM

9:00 AM - 9:30 AM


Keynote Address

9:30 AM - 10:15 AM

10:15 AM - 10:30 AM

11:00 AM - 1:00 PM

Member Exclusive

Small Group Sessions

Join a member-exclusive small group meeting for targeted discussions and peer learning on topics that matter most to your organization. Lunch is included. During this session, you can pick from one of the seven groups below to attend:

  • Small Business Interest Group
  • Policy and Innovation Interest Group
  • Orienting Around Financial Health Interest Group
  • Short-Term Savings Interest Group
  • Credit Innovations Interest Group
  • Retirement Savings Interest Group
  • Workplace Financial Health Interest Group

11:30 AM - 3:00 PM

Member Exclusive

Financial Health Leaders Working Group

Invitation Only –  Attendance at this meeting is reserved exclusively for 2020 Financial Health Leaders.

1:00 PM - 1:30 PM

Member Exclusive

Networking Break

1:30 PM - 3:00 PM

Member Exclusive

Consumer Data Rights Working Group

Join this member-exclusive small group meeting for targeted discussions and peer learning on topics that matter most to your organization.