Terms of Attendance

As a registered attendee or participant (“Attendee”) at an event (the “Event”) hosted by The Financial Innovations Center, Inc. doing business as Financial Health Network, you agree to these terms and conditions (the “Terms of Attendance”) and our Privacy Policy and Terms of Use. If you are completing Event registration on behalf of another individual, you warrant that you have made the Attendee aware of these Agreements and that he or she has accepted these terms.

We reserve the right to change these Terms of Attendance and any other information contained on Financial Health Network’s website or any website specifically developed for the Event (the “Sites”) at any time. Your continued use of our Sites and attendance at the Event after such changes constitutes your acceptance of and agreement to these changes.

In addition to these Terms of Attendance, please also review our Privacy Policy and Terms of Use, available on our website and incorporated herein by reference.

Admittance
Your registration entitles you only to admittance to the Event. All other costs associated with your attendance (e.g., travel and accommodation expenses) shall be borne by you as the Attendee. You must present a form of photo identification at the time of check-in to receive your Attendee badge. Once you receive your badge at the Event, it cannot be changed, substituted, or reissued to a different person. Attendee badges must be worn at all times in Event areas to identify you as an Event Attendee.

E-mail Communications
By registering for the Event, you grant Financial Health Network the right to contact you using the email and mailing address that you provided during Event registration. Once you have completed your Attendee registration, you will receive your registration confirmation by email. Financial Health Network will relay essential Event information to you electronically and/or by mail. Financial Health Network will also contact you about other events or programs that you might be interested in attending and will also add you to our mailing list to receive our newsletters and other communications regarding our services and events. You may opt out of receiving any newsletters, updates, or emails from us by clicking “unsubscribe” at the bottom of each email and following the subsequent instructions

Further, by registering for the Event, you also consent to your contact information being shared with third parties directly involved in or supporting the Event.

Use of Likeness
By attending the Event, you grant Financial Health Network the right, and acknowledge that Financial Health Network may grant to third parties the right, at the Event to create, record, produce, use, reproduce, modify, distribute, publish, perform, display and transmit images and recordings in which your name, identity, biographical information, voice, likeness, photograph, image and persona, and any statement of which you are an author, whether or not written or otherwise recorded, or portion thereof (collectively, the “Materials”), appears or is captured, in whole or in part, in any form or media, whether now known or hereafter developed, including without limitation print media, any and all forms of social media, and Internet broadcast and display, at its sole discretion, without restriction as to changes or alterations. You understand that the Materials may be modified or edited before use or may not be used at all.

You authorize Financial Health Network to use your name, picture, and excerpts from the Materials for promotional purposes consistent with the Event. You hereby forever release and agree to hold harmless Financial Health Network from and against any and all claims arising from the use of the Materials as described in these Terms of Attendance. You waive all rights to royalties or any other compensation for the use of the Material by Financial Health Network and understand that Financial Health Network will have sole authority over use of the Materials without seeking further approval from you or providing you with compensation.

Event Content
Financial Health Network, in its sole discretion, reserves the right to change any and all aspects of the Event, including but not limited to, the Event name, themes, content, program, speakers, moderators, schedules, and venue, at any time.

Prohibited Conduct
By registering for the Event, you agree not to share, transfer, sell, or trade your Attendee badge. Should you violate this policy, Financial Health Network may cancel your Attendee registration without refund of attendance fees.

Fees
Attendee fees are subject to Financial Health Network’s cancellation policy. Fee adjustments and discounts cannot be retroactively applied. All applicable attendance fees are due at the time of registration. Attendee fees may be subject sales tax, value added tax, or other taxes and duties, which, if applicable, will be charged to you in addition to attendance fees at the time of registration. All determinations of applicability of special rates or discounts is in the sole discretion of Financial Health Network .

Intellectual Property
All intellectual property rights in and to the Event, the Event content, and all materials distributed at or in connection with the Event are owned by Financial Health Network or the Event sponsors or speakers. You may not use or reproduce or allow anyone to use or reproduce any trademarks or other trade names appearing at the Event, in any Event content or in any materials distributed at or in connection with the Event for any reason without the prior written permission of Financial Health Network or the Event sponsors or speakers. You may not record audio or video of any sessions at the Event, without prior written consent. Attendees may record audio or video outside of sessions and during the field portion of the session FinX: An Experiential Workshop.

Limitation of Liability
To the fullest extent permitted by applicable law, in no event will Financial Health Network, its officers, directors, employees or agents be liable to you for any direct, indirect, incidental, consequential, special, exemplary or punitive damages of any type whatsoever related to or arising out of or from the Event or these Terms of Attendance, even if Financial Health Network is expressly advised of the possibility of such damages. This exclusion and waiver of liability applies to all causes of action, whether based on contract, warranty, tort, or any other legal theories.

Disclaimer of Warranties
Financial Health Network, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. TO THE FULLEST EXTENT PERMITTED BY LAW, ALL CONTENT, MATERIALS, INFORMATION, PRODUCTS, PROGRAMS, AND SERVICES OFFERED IN CONNECTION WITH THE EVENT ARE PROVIDED “AS IS,” WITH NO WARRANTIES OR GUARANTEES WHATSOEVER.

FinX Liability Waiver
For Attendees of the Session FinX: An Experiential Workshop, Attendee hereby assumes all of the risks of participating in any/all activities associated with FinX, including by way of example and not limitation, any risks that may arise from negligence or carelessness on the part of other attendees or on the part of the persons or entities being released. Each attendee accepts the risk involved in his/her choice to drive his/her automobile during the field activity; to provide a ride to other attendees; to obtain a ride in another attendee’s automobile; (even though that driver may be uninsured or underinsured); to use a taxi or rideshare service; or to use public transportation.

Attendee certifies that he/she is physically fit for participation in this activity, and has not been advised against participation by a qualified medical professional; and further certifies that there are no health-related reasons or problems which preclude participation in this activity.

Attendee acknowledges that these Terms of Attendance will be relied upon by the event holders, sponsors, and organizers of any activity in which he/she may participate, and that it will govern his/her actions and responsibilities at said activity.

In consideration for Financial Health Network’s  approving the application and permitting Attendee to participate in this activity, he/she hereby for himself/herself, and his/her executors, administrators, heirs, next of kin, successors, and assigns
(A) WAIVE, RELEASE, AND DISCHARGE the following named entities and individuals from any and all liability (including for attorney fees and costs) for but not limited to liability arising from the negligence or fault of the entities or persons released, for his/her death, disability, personal injury, property damage, property theft, or actions, damages, or injuries of any kind which may hereafter occur to him/her during participation in this activity: Financial Health Network and/or its directors, officers, employees, volunteers, representatives, and agents, and the activity holders, sponsors, and volunteers;
(B) and INDEMNIFY, HOLD HARMLESS, AND PROMISE NOT TO SUE the entities or persons mentioned in (A) above  for any liabilities or claims made which relate in any way to participation in this activity, whether or not caused by the negligence of the released individuals or entities.

Attendee acknowledges that Financial Health Network and its directors, officers, employees, volunteers, representatives, and agents are NOT responsible for any errors, omissions, acts, or failure to act of any party or entity conducting a specific activity on behalf of Financial Health Network .

DISCLOSURE OF SENSITIVE INFORMATION REQUIRED BY ACTIVITIES
Attendee understands that some FinX activities may involve a request for sensitive information including, but not limited to, Attendee’s social security number, date of birth, address, and phone number. Attendee acknowledges that there is an inherent risk in supplying such information and that his/her compliance with these requests is entirely voluntary.

Miscellaneous
These Terms of Attendance represent the entire agreement between you and Financial Health Network with respect to your attendance at the Event, and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written between you and Financial Health Network with respect to the Event. Any rights not expressly granted herein are reserved. The failure to require performance of any provision of these Terms of Attendance shall not affect Financial Health Network’s  right to require performance at any time thereafter, nor shall a waiver of any breach or default of these Terms of Attendance constitute a waiver of any prior or subsequent breach or default. If any provision of these Terms of Attendance is held unenforceable, then such provision will be modified to reflect the parties’ intention, and the remaining provisions of these Terms of Attendance will remain in full force and effect. No agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship is intended or created by these Terms of Attendance.

Governing Law
These Terms of Attendance shall be governed by the laws of the State of Illinois, without regard to conflicts of law rules, and the exclusive jurisdiction and venue for any dispute shall be in Cook County, Illinois.

Contact Us
Questions, comments and requests regarding these Terms of Attendance are welcomed and should be addressed to emerge@finhealthnetwork.org or mailed to the following address:

Financial Health Network
135 S. LaSalle Street
Suite 2125
Chicago, IL 60603
Telephone: 312.881.5856